How are you going to set up an LLC in Georgia?

I lost my job because of Covid and I was going to start up my own small business because I lost my job, so I got a family member who’s going to be the main creditor for a piece of equipment. Of course, with their name on the financing, they would like to be included in the LLC if the company collapsed. How am I going to go about this? Do I strictly do the LLC in its name or do I add my name as well? Basically, I’m going to run the company and pay for the supplies, they’re just helping me with the financing. Also, I’m unemployed until I start in February 2021, with this business going to impact me if the state sees that I have an LLC even though my business hasn’t officially started? We need LLC to get this piece of equipment financed